American Monetary Association

Real estate was not Marshall’s first business avenue. At the age of 14 he started a successful vending business, growing to over 400 machines in 4 years. In college, Marshall ran a lawn-mowing business, servicing over 200 foreclosed home through a government contract with the Veteran’s Administration.

In September of 2014 Marshall Saunders sold his half ownership of RE/MAX Results to his business partner to pursue his interest in community funded real estate. Marshall was a Broker/Owner in RE/MAX Results since October 2008, in which time the company doubled its number of agents and offices and grew to become the largest RE/MAX franchise in the world. Before being Broker/Owner, Marshall was a Sales Executive with RE/MAX Results for 10 years, specializing in investment property, corporate relocation, and transitioning first-time homeowners from renters to buyers.

Key Takeaways

[4:29] How crowdfunding is changing the rules of investing

[8:04] How the Jobs Act changed over 100 years of law and changed everything

[13:13] If crowdfundings growth and use in real esate will push prices higher

[19:02] Why banks might just end up loving clients who use crowdfunding

[21:56] How crowdfunding investments with real estate would look

[24:53] Why banks seem to let homes go into foreclosure rather than helping borrowers


Websites Mentioned:

www.saundersdailey.com

Direct download: AMA_135_Marshall_Saunders.mp3
Category:general -- posted at: 12:20am EDT

John Addison has been engaging and inspiring audiences with his relatable leadership message for more than two decades.  As former Co-CEO of Primerica, John has worked side by side with many of the titans of American business: Art, Williams, Sandy Weill, Jamie Dimon, Bob Lipp, Pete Dawkins, and Joe Plumeri – to name a few. John has a magnetic stage presence and is highly sought after as a public speaker.

Key Takeaways:

[5:31] The biggest competition Primerica faces as they target the middle class workers

[9:23] How complicated your financial future actually needs to be

[14:20] Buying homes and avoiding "ghost houses"

[18:26] How John was able to take Primerica public in the time of no IPOs

[24:58] John's views on the economy today and how the middle class' views of the system are impacting it

[30:51] How reactions to bad events grow the government and how we should maybe look at it instead

[34:58] The challenge to America that no politicians are talking about right now

Websites Mentioned:

www.johnaddisonleadership.com

Direct download: AMA_134_John_Addison.mp3
Category:general -- posted at: 10:03pm EDT

Tren Griffin is a Senior Director at Microsoft, doing strategy, competitive analysis and business development, with a focus on software platforms and business models. He creates and helps execute "go to market" plans, working closely with the engineering and marketing teams. Before that, he was a partner at Eagle River, a private equity firm controlled by Craig McCaw with investments in software, communications and other technology industries including Nextel, Nextel Partners and many start-up firms. During some of this time served as an officer of portfolio companies XO Communications (VP Strategy) and Teledesic (VP Business Development).

Tren recently released his new book, Charlie Munger: The Complete Investor. The book presents the essential steps of Munger's investing strategy, condensed from interviews, speeches, writings, and shareholder letters, and paired with commentary from fund managers, value investors, and business-case historians. Derived from Ben Graham’s value-investing system, Munger’s approach is straightforward enough that even novices can apply it to their portfolios. Not simply about stock picking, it's about cultivating mental models for your whole life, but especially for your investments.

Key Takeaways:

[3:57] What you're looking for as a value investor

[8:42] How FOMO is hurting investors and how value investing avoids it

[13:35] If the corruption on Wall Street is impacting the Munger's and Buffett's of the world

[19:09] If the level of intelligence and activity on Wall Street makes it impossible for the average investor to have an edge

[24:03] Why the Warren Buffett's of the world don't care what the market is doing right now and in the near future

Websites Mentioned:

www.25iq.com
www.twitter.com/trengriffin

Direct download: AMA_133_Tren_Griffin.mp3
Category:general -- posted at: 8:54pm EDT

Patrick Wood is a leading and critical expert on Sustainable Development, Green Economy, Agenda 21, 2030 Agenda and historic Technocracy.

He is the author of Technocracy Rising: The Trojan Horse of Global Transformation (2015) and co-author of Trilaterals Over Washington, Volumes I and II (1978-1980) with the late Antony C. Sutton.

Wood remains a leading expert on the elitist Trilateral Commission, their policies and achievements in creating their self-proclaimed “New International Economic Order” which is the essence of Sustainable Development on a global scale.

Key Takeaways:

[5:36] Where Orwell and Huxley fit into technocracy

[10:41] Why sustainability, while it sounds good, is a dangerous road

[15:53] What's solving our problems (hint: it's not government, charities or communism) and externalities

[19:33] What current threats we're facing

[24:41] The quest for immortality

Websites Mentioned:

www.technocracy.news

Direct download: AMA_132_Patrick_Wood.mp3
Category:general -- posted at: 4:00am EDT

Christopher C. Horner is the author of "Red Hot Lies, How Global Warming Alarmists Use Threats, Fraud & Deception to Keep You Misinformed". He also serves as a senior fellow at the Competitive Enterprise Institute. An attorney in Washington, DC Horner has represented CEI as well as scientists and Members of the U.S. House and Senate on matters of environmental policy in the federal courts and the Supreme Court.

He has been a contributor in the Washington Times, National Review Online and Washington Examiner opinion pages, a guest columnist for United Press International, Energy Tribune and Spain's Actualidad Economica, and regularly contributed to the Brussels legislative news magazine EU Reporter. He has also written in Investor's Business Daily's opinion and the Wall Street Journal's letters pages.

Key Takeaways:

[5:22] England's soaring energy prices and how many seniors are dying each winter due to the inability to heat

[10:01] The belief of environmentalists that people are the scourge of the Earth and what they're missing

[15:37] The media's role in the climate change debate

Website Mentioned:

www.cei.org

Direct download: AMA_131_Chris_Horner.mp3
Category:general -- posted at: 12:47am EDT

Jason Hartman talks with Mark Ford, an American author, entrepreneur, publisher, real estate investor, filmmaker, art collector, and consultant to the direct marketing and publishing industries.

Ford is the author of essays and books on entrepreneurship, wealth-building, economics, and copywriting. He has also written a book of poetry and a book on word use titled Words that Work.

Ford's business writing is published under the pen name Michael Masterson. His books, Automatic Wealth and Ready, Fire, Aim, were recognized on the Wall Street Journal and New York Times Best Sellers lists.

Ford is active in real estate development both in the United States and abroad.

Key Takeaways:

[3:07] The history of the financial newsletter

[10:04] Breaking down "Ready, Fire, Aim"

[13:33] His movie making ventures

[17:42] Finding your optimal selling proposition

[23:05] Real estate investing

[28:53] How we let some industries teach us terribly

Websites Mentioned:
www.palmbeachgroup.com

Direct download: AMA_130_Mark_Ford.mp3
Category:general -- posted at: 6:14pm EDT

Jason Hartman talks with Jon Lieber, Chief Economist & Policy Research at Thumbtack about the entrepreneurial state of the USA, the sharing economy and more.

Key Takeaways:

[5:01] The ability of entrepreneurs to find ways to improve society that we didn't see we needed

[10:31] What's going on with governmental regulation in the sharing economy

[15:57] Why the sharing economy is helping workers and employers

[20:21] How governments create monopolies

Website Mentioned:

www.thumbtack.com
www.twitter.com/lieber2k

Direct download: AMA_129_Jon_Lieber.mp3
Category:general -- posted at: 1:38am EDT

Jason Hartman talks about the current state of the American economy, stock market and housing market with Megan Greene, Chief Economist of Manulife & John Hancock Asset Management.

Key Takeaways:

[4:06] If high frequency traders really bring liquidity

into the market

[10:57] The cure all for our economic inequalities, and

why you'll never see it come to fruition

[13:10] Why we may not want to be relying on housing for

our economic revival

Website Mentioned:

www.johnhancock.com

Direct download: AMA_128_Megan_Greene.mp3
Category:general -- posted at: 12:00am EDT

Paul Mladjenovic is a CFP, national seminar leader, author and consultant. Since 1981, his specialties have been investing, financial planning and home business issues. Paul has written Stock Investing For Dummies (all four editions), Zero-Cost Marketing, Precious Metals Investing For Dummies, the Job Hunter’s Encyclopedia and the latest book, Micro-Entrepreneurship For Dummies.

Key Takeaways:

[4:11] How living in a communist country helped him in investing in a capitalist market

[10:41] What he's seeing now that concerns him

[18:07] How you need to do some diversifying in more than just your stocks

[26:27] The $50/month investing plan that will make you much better off in the long term

[30:58] The pension danger

[33:51] If the dollars reign as the reserve currency is in jeopardy

[38:08] Why you should own at least some gold

Website Mentioned:

www.ravingcapitalist.com

Direct download: AMA_127_Paul_Mladjenovic.mp3
Category:general -- posted at: 6:37pm EDT

Jason Hartman talks with Alvin Roth, Craig & Susan McGaw Professor of Economics at Stanford and author of "Who Gets What and Why"

Key Takeaways

[5:28] - what aspect of the real estate market surprises him the most

[11:45] - The market of organ donation

[16:24] Repugnant Transactions

[20:51] Government's role in contracts

[24:56] Signals and two kinds of messages we send

Direct download: AMA_126_Alvin_Roth.mp3
Category:general -- posted at: 12:45am EDT

Jason Hartman talks with John Gaver, editor and publisher of Action America and author of "The Rich Don't Pay Tax! ... or Do They?"

Key Takeaways:

[5:11] What the left is doing that's making people vote with their feet

[11:15] What data to look at that isn't corrupted by politicians and economists

[15:52] Discussing the concerns of a national sales tax

[21:40] Who a flat tax would hurt the most (it's not who you'd think)

Websites Mentioned:

www.therichdontpaytax.com
www.therichdontpaytax.com/calculator

Direct download: AMA_125_John_Gaver.mp3
Category:general -- posted at: 2:50pm EDT

Jason Hartman talks with Salvatore Buscemi, author of The Art of the Raise about different deal structures in real estate investments.

Key Takeaways

[5:08] Importance of not investing based on personality

[10:03] What you need to do before you even set foot in a deal

[15:21] How different needs in investors change the investment strategy

[27:05] What Jason thinks nobody ever reads

[35:11] Why you need to know the other investors in the deal

Websites Mentioned

www.artoftheraise.com

Direct download: AMA_124_Salvatore_Buscemi.mp3
Category:general -- posted at: 4:32pm EDT

Jason Hartman discusses 3 different strategies for investing in real estate, what an executive flip is, how to not get caught in the fools game, the difference between an investment and a speculation, the bubble of 2005 with David Wood, from Amplified Living.

Key Takeaways:

[5:30] "I prefer the high end flips because i think the people who are going to buy a million or 2 million dollar house, often lack vision."

[10:07] "If you're buying real estate with a long term vision of having complete financial freedom, then the money coming in you shouldn't be spending."

[21:02] - Everything about real estate investing involves disciplines

[26:57] - "And i find kindness is one of the great methods of negotiation"

Websites Mentioned:

www.amplifiedliving.com

Direct download: AMA_123_David_Wood.mp3
Category:general -- posted at: 11:33am EDT

Mark Everson is currently a Republican presidential candidate for the 2016 election, as well as the former Red Cross CEO and former Commissioner of the IRS, about the current race and how stands out in a field as large as this.

 

Key Takeaways:

[4:24] I would suggest to you that we've lost this traditional approach to our nation

[9:55] Some of the Republicans would knee jerk, just defend Wall Street. I'm not doing that

[14:49] People tell me stories, people have the insurance but they're not using it!

Direct download: AMA_122_Mark_Everson.mp3
Category:general -- posted at: 12:52am EDT

Aaron Clarey is the author of 5 books, his most current being Enjoy the Decline of America. He also an economist, running the blog Captain Capitalism. He talks with Jason about the USD status as the world's reserve currency, the current environment of political correctness, how the old economic building block of society is failing us and more.

Key Takeaways:

[6:25] - "pursuing such socialist and parasitic policies are not good at all for any country and should never be repeated again"

[10:15] - "we no longer value a child or the family as the basic building block of the economy"

[15:05] - if you want to nail it down to one thing, it's unfunded liabilities

[22:30] - they don't know that by voting Obama in twice that they have fundamentally shifted the tenor of the United States.

Mentioned in this episode:

CaptainCapitalism.blogspot.com

Direct download: AMA_121_Aaron_Clarey.mp3
Category:general -- posted at: 1:56am EDT

Nathan Jaye is the founder of Ziprz and contributor to the CFA Institute Magazine. In an article, Nathan interviewed Tom Brown, the global head of investment management at KPMG on some of the interesting financial changes we might see in the next decade and a half. Jason invites Nathan on the show to talk about the article he wrote and to discuss why millennials are not a fan of Wall Street. 

 

Key Takeaways:

[2:40] Nathan talks about the past financial crisis in 2008. 

[4:00] Why do millennials not relate to Wall Street? 

[7:05] Wall Street's business model wants to 'sit down and talk about it' and many millennials who are used to making purchases on the internet do not like that. 

[9:05] Nathan and Jason talk about robo advisers. 

[11:15] Technology will affect the way we traditionally bank.  

[15:45] We're slowly starting to see changes in technology-incorporated clothing.

 

Mentioned In This Episode:

http://ziprz.com/

 

http://blogs.cfainstitute.org/investor/2015/04/28/a-view-to-the-future-changes-in-the-investment-industry/

Direct download: AMA_120_Nathan20_Jaye.mp3
Category:general -- posted at: 7:13pm EDT

Salvatore Buscemi is the author of Making the Yield: Real Estate Hard Money Lending Uncovered as well as the Managing Director for Dandrew Partners New York. He talks to Jason Hartman on the subject of finding experienced fund managers, the problems with crowd funding, dealing with inexperienced investors, and much more on today's show. 

 

Key Takeaways:

[1:45] Salvatore talks about his book, Making The Yield: Real Estate Hard Money Lending Uncovered. 

[2:50] You can't take $2,000 from someone and really invest or place that capital meaningfully. 

[9:00] People are going to real estate fund managers who have no experienced and are losing their money. 

[19:45] Real estate crowd funding deals are tricky, because now the developer is dealing with less experienced investors. 

[27:20] You can't make accurate predictions in an era where government and central banks intervene. 

[35:50] People want more control over their investments and rather invest in someone who they have a good relationship with. 

 

[39:30] Ask the hard questions first before you invest. 

Direct download: AMA2011920Salvator20Buscemi20RP20CW20503.mp3
Category:general -- posted at: 3:04pm EDT

Jason Hartman invites Kirill Storch of Electric Web to talk about some of the interesting developments that's happening in the mobile sector. Kirill tells Jason about how companies are putting smartphones on assembly lines to scan their products more efficiently, companies utilizing innovative tactics to make their internal processes go faster, and more.  

 

Key Takeaways:

1:50 – Most people only think about how smartphones can help businesses from a sales point of view. 

3:20 – The scan feature on the smartphone can now check in with assembly line managers to make sure everything is running smoothly. 

7:10 – Wearable technology will probably change the way we do business. 

10:00 – 10% of all US firms have invested in mobile technology and it's estimated by 2016, 30% of companies will catch on. 

12:40 – The solution to a company's problems might be right there in their pocket

 

Mentioned In This Episode:

ElectricWebMarketing.com

Direct download: AMA2011820Kirill20Storch.mp3
Category:Audio Podcast -- posted at: 11:56am EDT

John Rubina is a second time guest and sits down with Jason to talk about the economy and the huge money bubble that's happening right now. John is the author of Money Bubble: What to Do When It Pops and he talks a little bit about his book on the show. John and Jason sit down to talk about Switzerland's economy, what's happening with China, and much more on today's AMA show. 

 

Key Takeaways:

2:00 – Germany is currently paying negative interest rates on bonds. How is that possible? 

5:15 – So many people want to open banks in Switzerland that the Swiss are telling customers that they have to pay them instead of vice verse. 

10:05 – Governments are keeping negative interest rates in order to stop a financial collapse. 

19:30 – If you add up all the debt in the US right now, it comes out to about $2 million per family. 

25:45 – The US can use their military power to get what they want, but at the end of the day there's no reason why China and India need US dollars to trade. 

32:15 – Since the 2008 crash, the world has taken on 57 trillions in new debt.

36:10 – Jason and John talk about the benefits of owning property. 

 

Mentioned In This Episode:

I Like Local

Car2Go

http://www.businessinsider.com/housing-recovery-about-renters-2015-3

DollarCollapse.com 

The Oil Card by Jim Norman

Direct download: AMA2011720RP20John20Rubino.mp3
Category:Audio Podcast -- posted at: 4:04pm EDT

Jay Sidhu is the CEO of Customers Bank and his bank has just come out with a new digital banking service called Mobile Bank that can be done right from your smartphone. Jason Hartman is interested in learning more about Mobile Bank and talks to Jay about how America's banking system is riddled with inefficiencies, Bitcoin, and more on today's show. 

 

Key Takeaways:

1:40 – Customers Bank is a business bank and Bank Mobile is a consumer bank. 

5:20 – What's the difference between Bank Mobile and Allied Bank? Jay explains. 

8:45 – Jay shares his thoughts on Bitcoin. 

15:40 – Jay believes the FDIC definitely has the money to pay in case a crisis happens. 

22:10 – Uber is great because there's finally some competition in the taxi monopoly and the same thing needs to happen in banking. 

24:00 – How does Mobile Bank make money if they have no fees? Jay explains. 

 

Mentioned In This Episode: 

BankMobile.com

Direct download: AMA2011620Jay20Sidhu.mp3
Category:Audio Podcast -- posted at: 3:57pm EDT

Jason Hartman invites Patrick Cox on to the AMA show to talk about the Apple watch, stem cell technology, and why the FDA is holding back on amazing advances in the scientific and medical community. Patrick Cox specializes in the field of transformational technology and has worked closely with scientists all over the world. You can visit Patrick at PatrickCoxDNA.com to see him experimenting on himself and creating brand new muscle tissue. 

 

Key Takeaways:

4:10 – There's a lot of scientific advances going on, but the media has always been bad at reporting science. 

9:40 – Right now there are drugs that can cure common life-threatening diseases, but the government takes a long time to approve them. 

15:10 – The FDA banned a natural product that reduced inflammation and one of Patrick's friends had a stroke because he couldn't take the plant anymore. 

22:30 – If the FDA is the problem, what are other countries doing in the regenerative field? 

26:00 – Patrick gives his opinion about the Apple watch. 

28:00 – Big technology companies are supporting medical companies, which can help with a lot of roadblocks the medical/science community is currently experiencing

 

Mentioned In This Episode:

http://www.patrickcoxdna.com/

https://www.mauldineconomics.com/

 

Direct download: AMA2011520Patrick20Cox.mp3
Category:Audio Podcast -- posted at: 10:41pm EDT

Richard Proteau is the author of Unraveling The Universal Life Scam (The Shorter Truth) and talks to Jason today on the show about universal life insurance and why it's almost always a bad investment (unless you're extremely wealthy). Richard talks about some of the differences between US life insurance and Canadian life insurance, does a break down on premiums, and more on today's AMA episode. 

 

Key Takeaways:

2:30 – Richard explains the various types of life insurance you can have.

6:10 – There's always a state versus federal regulations war going on in the US.  

10:30 – Richard explains what 108 is and talks about universal life premiums. 

18:00 – Insurance companies are influenced in creating the best contract possible, but what's on paper may not actually be what's reality. 

22:40 – MERs, management expense ratios, are not shown on the contract and can fool the consumer into thinking they have a better deal than they really do. 

26:45 – Richard says buy insurance for the right reason. Jason and Richard both agree that insurance is not a good investment. 

 

Mentioned In This Episode:

Unraveling The Universal Life Scam (The Shorter Truth) by Richard Proteau

http://www.consumerights.ca/

 

Direct download: AMA2011420Richard20Proteau.mp3
Category:Audio Podcast -- posted at: 6:00pm EDT

Jason invites Jeffrey Tucker on to the AMA show to talk about the peer to peer economy as well as Bitcoin. Jeffrey is the CLO and founder of Liberty.me and he is also the Director of Digital Development for the Foundation for Economic Education. On the show, Jeffrey talks about his book Bit by Bit, the up and coming peer to peer world, and much more. 

 

Key Takeaways:

2:20 – Jeffrey explains what peer to peer means. 

5:20 – Jason talks about how the Cuban people make extra money by serving food to tourists in their own homes. 

12:40 – There are a lot of costs associated with regulation and that hurts the economy further. 

15:45 – Plane tickets are roughly the same price from 25 years ago. 

25:00 – Bitcoin is relatively private as long as your public address isn't attached to it. 

30:20 – Top-down planning is slowly beginning to erode. 

 

Mentioned In This Episode:

Fee.org

http://tucker.liberty.me/

Bit by Bit by Jeffrey Tucker

Kitchensurfing

Eatwith

Blue Apron

Munchery

TaskRabbit

Fiver

Uber

Lyft

Direct download: AMA2011320jeffrey20Tucker.mp3
Category:Audio Podcast -- posted at: 9:43pm EDT

Mike Lingenheld appears on the AMA show today to talk about what's happening in the oil industry. He talks to Jason Hartman about different gold ratios and that there are gold/oil correlations to economic crises. Mike and Jason also do a deep dive and talk about the European economy as well as the dollar being the reserve currency. 

 

Key Takeaways:

2:10 – What's happening with oil right now? 

5:00 – Saudi Arabia isn't hurting economically due to their vast savings from the oil industry. 

8:15 – Gold and silver does an accurate job in reflecting current inflation. 

12:30 – Whenever the gold and crude ratio goes above 20, there seems to be an economic crisis. 

15:30 – Mike thinks the US dollar will be the reserve currency for the next 15 years, at least. 

18:40 – If Greece wanted to exist, it wouldn't be the end of the world. 

20:45 – If Spain were to exist, there would be problems. Mike explains why. 

 

Mentioned In This Episode:

http://www.forbes.com/sites/michaellingenheld/2015/01/21/texas-saudi-arabia-and-the-collapse-of-oil/

http://cupandhandlemacro.com/

Direct download: AMA2011220Mike20Lingenheld.mp3
Category:Audio Podcast -- posted at: 1:26pm EDT

Jason welcomes Linda P. Jones to the show. Linda is a podcaster and financial expert who teaches others how to have a wealthy mindset and how to build wealth the right way. She became a multimillionaire by the age of 39 and talks to Jason about her stock market background, six steps to building wealth, and where the US dollar is going. 

 

Key Takeaways:

2:30 – Linda realized early on that mutual funds weren't going to make her rich. 

4:30 – People who are overly cheap or frugal do not have a wealthy mindset. 

9:30 – Linda shares her story on how she made money in stocks. 

14:20 – Even if you have a full-time job, having a side hustle is a great way to begin creating wealth. 

16:45 – About every 8.5 years the US sees a financial cycle. 

20:50 – Linda is a big fan of gold and silver and she explains why they're a great investment. 

 25:10 – The only reason the US has so much power is because they have a monopoly on money. 

 

Mentioned In This Episode:

Money Love by Jerry Gillies

 http://www.lindapjones.com/

Direct download: AMA2011120Linda20P.20Jones.mp3
Category:general -- posted at: 6:09pm EDT

Jason Hartman invites Jeff Desjardins on to the American Monetary Association podcast today to talk about the neat infographics Jeff's company produces. Jeff is the president of Visual Capitalist and many of his infographics have been featured on Ink Magazine, Business Insider, Wall Street Journal, and other news outlets. Jason and Jeff talk about Visual Capitalist, Bitcoin, and more on today's episode. 

 

Key Takeaways:

2:15 – Jeff explains what Visual Capitalist is. 

5:45 – The infographics that Jeff's company produces are usually based on complex topics people have a hard time grasping. 

8:30 – Advertising with Visual Capitalist is more cost effective than on more main stream media websites. 

10:40 – Jeff talks about his favorite infographic that he and his team worked on. 

14:50 – Jason and Jeff talk about Bitcoin in this segment. 

15:45 – Jeff explains the hype cycle in technologies. 

19:55 – Jason would love to be wrong about Bitcoin, but you simply can't invest in it just yet. 

21:00 – A lot of people learn best visually, so Jeff would like to produce more content for them in the future. 

 

Mentioned In This Episode:

http://www.visualcapitalist.com/

Direct download: AMA2011020Jeff20Desjardins.mp3
Category:Audio Podcast -- posted at: 11:51am EDT

Ahu Yildirmaz is the Head of the ADP Research Institute. She has some great insight about the workforce market and gives the audience a sense of where the job growth is really happening in the United States and why. Ahu talks about how there's a lot of growth happening in both the South and West regions in the United States. Ahu also tells the audience that there is a gender gap between male and female hiring rates and explains why this might be on today's show with Jason Hartman. 

 

Key Takeaways:

2:15 – Ahu talks about where she gets her data from in the employment reports that ADP produces. 

5:25 – Are people working more full-time or part-time hours? Ahu breaks it down. 

9:00 – Northeast and Midwest are lagging in terms of job growth. 

12:45 – Texas is doing exceptionally well right now. 

14:45 – Job growth is happening a lot faster for men than for women. 

16:15 – Why is there a gender gap? Ahu and Jason give their opinions on the matter. 

20:25 – When the economy is not good, employers are looking for people with experience so they don't have to spend resources on training new arrivals. 

22:45 – Ahu thinks robotic technology will be good for the job market. 

 

Mentioned In This Episode:

ADP.com

Direct download: AMA2010920Ahu20Yildirmaz.mp3
Category:Audio Podcast -- posted at: 1:59pm EDT

Dr. Windsor Holden is the Head of Consultancy & Forecasting with Juniper Research. He has written over 40 full-length reports while working with Juniper Research and he talks about one of his pieces, Mobile Commerce Markets, with Jason on the show today. Jason and Windsor talk about the future of mobile payments, Bitcoin, and how people can look forward to securer online transactions. 

 

Key Takeaways:

1:45 – What's the latest on mobile commerce? 

4:30 – Windsor explains what host card emulation is and why it's better. 

6:20 – The involvement of Apple and Apple pay means that the mobile commerce industry will be improving a lot faster. 

9:00 – Bitcoin has many hurdles to over come before it can be adopted by the mass market. 

11:00 – Bitcoin fluctuates more than gold or any other currency. 

12:30 – Windsor predicts that we will see a lot more tokenization in the future and less third party 

interactions. 

14:00 – Windsor gives out his website and how you can get his latest report on the mobile commerce market. 

16:10 – Mobile commerce and paying online will be much more simple, secure, and user friendly in the future.

 

Mentioned In This Episode:

http://www.juniperresearch.com/viewauthor.php?author=62

Direct download: AMA20108.mp3
Category:Audio Podcast -- posted at: 7:23pm EDT

Dr. David E. Goldberg is a professor, writer, and a civil engineer. David has written several books on the topics of engineering and algorithms. Some of these books include The Design of Innovation, Genetic Algorithms in Search, Optimization, and Machine Learning, and, his latest book, A Whole New Engineer. Jason sits down with David to pick his brains on the latest in AI technology, why there's a decline in engineers, and we also get to find out a little bit more about David's most recent book. 

 

Key Takeaways:

2:10 – David jumps right in and talks about AI, Artificial Intelligence, technology. 

5:20 – To design a kidney by human hands is impractical, but nature has been able to create one for the past 3.5 billion years and more. 

9:15 – As better or new technologies arise, so will the ethical questions. 

12:45 – What's happening in engineering education right now? 

15:40 – Engineers were seen as heroes and that view reached its apex around World War one and two.

17:55 – Roughly speaking, 6.9 billion of us owe our existence to technology since our agriculture days.

20:30 – It's not just in the US where engineers feel unwanted; it's happening in Asia too. 

24:10 – Closing thoughts? Students who feel trusted end up doing the most innovative things. 

 

Mentioned In This Episode: 

The visible hand by Alfred Chandler

http://bigbeacon.org/

http://www.amazon.com/David-E.-Goldberg/e/B000APHEJU

Direct download: AMA2010720Dr20David20E.20Goldberg.mp3
Category:Audio Podcast -- posted at: 3:11pm EDT

Ashlea Ebeling appears as Jason's AMA guest. She is a Forbes editor and talks about the different estate taxes you might face all across the United States. She also touches on federal and income tax on the show. She tells the audience every year she develops an interactive map on Forbes of where you should not die in the United States that you can check out in the show links. 

 

Key Takeaways:

2:50 – How does New York's state tax have a 164% marginal tax rate? 

7:20 – Can you avoid estate taxes? Ashlea breaks down four way you can do this. 

11:30 – You have to be careful of inheritance taxes and need to look carefully into that before you give your properties away. 

14:20 – Ashlea likes the idea of Roth IRA. Jason thinks there's nothing stopping the government from changing the rules. 

18:10 – There are a lot of new tax rules and regulations happening for 2015 that people need to be aware of. 

 

Mentioned In This Episode:

http://www.businessinsider.com/bond-market-panic-phase-of-financial-crisis-2015-1

http://www.forbes.com/sites/ashleaebeling/2014/09/11/where-not-to-die-in-2015/

http://taxfoundation.org/

https://twitter.com/ashleaebeling

Direct download: AMA_106_RP20from20CW20463.mp3
Category:Audio Podcast -- posted at: 2:59pm EDT

David Porter is a long time client of Jason Hartman's real estate company. He has been working closely with Jason's team since 2009 and has made several investments in both Indianapolis and Arizona. He catches up with Jason about how he is doing with some of his properties, talks about why the Indianapolis market is so great, China's economy, the future of shipping, and more on this week's episode of AMA. 

 

Key Takeaways:

3:10 – David first bought his Indianapolis property in 2009.  

8:40 – David talks a little bit about his background. 

17:10 – You're more in control with real estate investing than you are with stocks. 

22:15 – Take advantage of your ability to borrow and invest it in a conservative way. 

24:25 – David has since an increase in retail shipments this year. 

28:45 – Will China be stronger than the US's economy? 

33:15 – Jason and David think the United States can stretch out their debt problem for a while.  

41:50 – 3D printing, glowing trees, and more. Jason talks technology. 

49:30 – David wants to buy homes he can see himself or his children living in one day. 

53:50 – David has experienced a 700k appreciation since he started in 2004.

 

Mentioned In This Episode:

Abundance by Peter Diamandis

Makers by Chris Anderson

Khan Academy

David Porter's first interview - http://www.jasonhartman.com/89-%E2%80%93-the-%E2%80%9Cfree-lunch%E2%80%9D-metric-what-it-tells-about-income-property-%E2%80%93-an-impromptu-discussion/

Direct download: AMA_105.mp3
Category:Audio Podcast -- posted at: 11:00am EDT

Todd Moss is the chief operating officer and senior fellow at the Center for Global Development. His work focuses on U.S and Africa relations and financial issues that sub-Saharan Africa is facing. He is also an author and has written several books with his most recent one, The Golden Hour, being a national bestseller. He talks to Jason about Africa, the economy, and why it matters. 

 

Key Takeaways:

2:50 – 7 out of 10 of the fastest growing economies in the world are in Africa. 

6:10 – We are seeing Africans transition from being very, very poor to becoming middle class. 

9:25 – There's a lot more foreign investment in Africa and the countries that were very badly managed in the 70-80s are now being managed much better. 

11:30 – Will outsourcing and manufacturing move to Africa? Todd explains in this segment. 

13:50 – A lot of Africans speak English as their native language and the second largest language is French. 

16:25 – Is there a strong Al Qaeda presence in Africa? 

22:15 – Todd talks about his latest book, The Golden Hour. 

24:30 – Africa is changing very rapidly and Todd hopes more people will look at Africa as a place to vacation to in the future. 

 

Mentioned In Episode:

Abundance by Steven Kotler and Peter Diamandis 

http://toddmossbooks.com/

Direct download: AMA_104_Todd_Moss.mp3
Category:Audio Podcast -- posted at: 2:36pm EDT

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